My father in law was with encompass for 20 years and he never recieved a single cent from them. As things went wrong with his house, the roof leaked, the foundation was poor, theft from cars in the driveway...the list goes on and on. Somehow Encompass always had a reason to not pay. My father in law had to cover repairs and replacements himself until costs were too great and he was forced to sell the house my wife grew up in.
He then moved to an apartment and got renters insurance though encompass. He passed away in the apartment in a very unfortunate accident. Due to the accident we had to have a biohazard team come in and clean the apartment. We were assured by the Chaplin that renters insurance would cover the costs. However, when we called the insurance company imagine our surprise to find out they had decided not to cover that either. The woman on the phone was extremely rude to our wife on the phone. We had our lawyer call the company and they lady was extremely rude TO THE LAWYER.
We called the Chaplin that had informed us that the costs would be covered by insurance, she called some of her friends in the same business and they all confirmed that they had never heard of an insurance agency not covering a bio-hazard clean.
They still have not paid. This company is one of the most corrupt organizations i have ever encountered. If you want insurance simply so you can tell people that you have insurance, I am sure this is a great company. If you ever want to collect on a claim, forget it. It would honestly have been better for my father in law to have no insurance than to have gone with encompass.
The only thing this company "encompasses" is the very definition of a bad insurance company.
Product or Service Mentioned: Encompass Insurance Claim.